Whoever gets married wants to be happy. And being happy is a lot of work. In this article we leave you some tips to help you better manage the couple money and avoid family problems.
In reality, it is easy to avoid problems if we always take a stand for dialogue, honesty and trust.
Talk About Money
To avoid a problem we have to talk as a couple. We have to get into the habit of talking about money at home. Financial decisions must be taken in two and open for discussion.
Each member of the couple has their dreams and goals and the most important thing is that in a marriage it is possible to share successes and difficulties, which makes the whole process easier.
Is There a Better Way to Manage Money?
Some say we should have a joint account and two separate accounts. In the joint account we have the expenses of the house and the accounts separate enough for the expenses of the day to day. In fact, there is no magic formula. We have seen couples who work very well with joint accounts and others who separate everything.
With room for flexibility, it is essential to understand that everyone has to contribute to the expenses. And here we do not speak of arithmetic and of the division proportional to yield. We are talking about the creation of a model that is comfortable for both parties and transparent and fair. Never forget, however, that money serves the purpose of giving financial peace to your family, so it is the money that should serve the couple and not be a hindrance in the whole process.
What are your goals and plans?
Who gets married wants to build a project together. We have goals. We have plans. We have achievements that we would like to materialize. All oriented towards family happiness. But it is crucial to realize what each one’s goals are and to understand how goals can shape the reality of the family. There are goals that are key. There are others not even for that. And we must have the capacity and the generosity to adapt ourselves to the goals of the other, always maintaining respect for the individuality of all.
The Children Tell More …
The priority of the family is the couple. If the couple is not well with great probability the children will be scorched. Thus, it is essential to take care of the couple in order to guarantee the stability of the whole family.
This does not mean that children and their needs, likes and desires are set aside. Children also can and should be involved in planning and saving efforts at home. Never forget that money takes on too much importance in society so that parents forget to talk about it and its relevance in their lives. And never forget, too, that children can be important allies in the savings effort at home.